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NFT Securities

Bridging the gap between traditional finance and decentralized finance
Table of Content

What is Pandora NFT Security?

Pandora NFT Security is a decentralized, fixed-income security developed by Pandora in cooperation with NVC Group. By buying an NFT Security, the investor is providing a loan to the issuer for a set period of time, in exchange for regular interest payments.

How Does Pandora NFT Security Work?

An NFT Security life cycle includes 3 stages: Initial NFT Security Offering, Pre-maturity, and Maturity.
Learn more:

What Makes Pandora NFT Securities Unique?

1. Principal Protection

Pandora is committed to returning 100% of Pandora Securities' face value to investors regardless of whether they redeem their securities early or at maturity.

2. Portfolio Diversification

While the bear market has been tough on all investors, there are still ways to protect your portfolio. One way to do this is through diversification. Investing in a mix of securities, income-generating NFTs, and other interest-bearing assets can reduce your overall risk.
​Pandora Securities offer a great way to diversify your portfolio. With their unique mix of features, from fixed-interest payments to stake-to-earn mechanism and many more, they can provide stability and growth potential even in a bear market.

3. Borderless Investment

Pandora leverages blockchain technology to offer securities that can be bought and sold without restriction. Anybody, anywhere in the world, can buy Pandora NFT Securities without complex regulations.

4. Instant Interest Payment

Unlike traditional securities that pay interest quarterly, semi-annually, or annually, interest on Pandora NFT Securities is paid out on every successfully mined and validated block.

5. Attractive Dual Interest Rate & Regular Income

Traditional securities frequently yield 6–8%, with the best choice yielding a risky 10%. Pandora NFT Security surpasses them all, with a 11,5% fixed-interest rate plus staking rewards that can be claimed anytime.

6. Simple Premature Redemption

You can redeem Pandora NFT Securities prematurely with a small penalty of 10% of the NFT Security’s face value in a few quick and easy steps if you no longer wish to hold them.

7. Flexible Purchase Options

Investors can mint NFT Securities directly from Pandora, buy them on Pandora’s secondary market, or transfer their NFT Securities to other wallet addresses. In all cases, KYC is not required to possess an NFT Security. Pandora is committed to providing a safe and transparent platform for buying, selling, and transferring NFT Securities.

8. Flexible Maturity Plans

Pandora Securities have flexible maturity plans that allow security holders to redeem their securities prematurely and get their principal back if needed.

9. Accessibility, Stability, and Predictability

With their low investment minimum of $100 and a large degree of flexibility, these securities provide stable and predictable returns with little risk.
Dig more into the USPs of Pandora NFT Securities and why you should put your money into them here.

Pandora NFT Security Classification

Pandora NFT Securities are available in 5 different denominations: $100, $500, $1000, $5000, and $10000.
High-value NFT Securities (face value of $1000 or above) offer higher APRs and can be staked to earn rewards.
Depending on its face value, an NFT Security might have different maximum/minimum allowable fixed rate as specified by Pandora. The higher the face value of an NFT Security, the higher its maximum/minimum allowable fixed interest rate. The closer an NFT Security to its maturity, the lower its fixed interest rate.

Pro Rata Calculation for Fixed Interest Rate

Interest Rate = Min Interest + (Max Interest - Min Interest) x (Maturity Date - Mint Date) / Interest Duration
Interest Rate: fixed interest rate earned on an NFT Security
Min Interest: minimum allowable fixed interest rate on an NFT Security
Max Interest: maximum allowable fixed interest rate on an NFT Security
Maturity Date: the date and time when an NFT Security is set to mature
Mint Date: the date and time when an NFT Security is minted from Pandora
Interest Duration: the predetermined period during which an NFT Security accrues interest (from the Interest Start Date until Maturity Date)

How Do Pandora NFT Securities Pay Fixed Interest?

Pandora’s flexible NFT Securities offer a fixed return of up to 11,5%, which is higher than what you’ll find from most other securities. Plus, you can stake your Pandora NFT Securities to earn rewards. Your fixed interest payments and staking rewards can be claimed anytime you want. Investing in Pandora NFT Securities can help you generate multiple income streams simultaneously and protect you from investment risks associated with investing in one single asset.
Pandora NFT Securities continues to earn interest even when being listed on the marketplace for sale.
Pro rata calculation is used to determine the amount of interest that will be earned on an NFT Security until it matures.
Formula:
Total Fixed Interest Earned = Interest Rate / Interest Duration * Issue Price * Earning Duration
Total Fixed Interest Earned: the max amount of interest you’d earn on an NFT Security, presuming that you’d hold it until its maturity
Interest Rate: the fixed interest rate of an NFT Security predetermined by Pandora
Issue Price: The issue price of an NFT Security
Earning Duration: the number of days left until an NFT Security matures
Interest Duration: the predetermined period during which an NFT Security accrues interest (from the Interest Start Date until Maturity Date)
Please note:
The closer an NFT Security is to its maturity, the less interest it’ll earn.
Interest on NFT Securities is paid out in BUSD.

Incentive Staking Pool

In addition to earning a fixed rate of interest on their investment, holders of VIP NFT Securities (face value of $1,000 or above) will be able to stake their holdings to earn staking rewards.
Staking APR Calculation
Staking APR = 1-Year Staking Rewards / Total Value Locked
  • 1-Year Staking Rewards: The total value (in USD) of the rewards distributed to a specific staking pool within 1 year (365 days).
  • Total Value Locked: The total value (in USD) of all NFTs currently being staked in a specific staking pool.
Example:
Staking Pool A is being allocated 25,000 tokens B for 60 days. Token B currently has a market value of $2/token. All the NFT Securities currently being staked in Staking Pool A are worth a total of $100,000 in face value.
​
Current staking APR is calculated as follows:
1-Year Staking Rewards = 25,000 * 2 * 365 / 60
Total Value Locked = 100,000
=> Current Staking APR = (25000 * 2 * 365 / 60) / 100000 = 304.17%
Est. Earnings on Staking Calculation
When you have not staked your NFT Security
Est. Earnings = Issue Price / (Issue Price + Total Value Locked 1) * Token Rewards Per Second * Token's Market Price * Earning Duration
  • Est. Earnings: The expected future earnings per NFT Security from the present until the expiry date of the respective Incentive Staking Pool.
  • Issue Price: The issue price of an NFT Security.
  • Total Value Locked 1: The total value (in USD) of all the NFT Securities currently being staked in the respective Incentive Staking Pool.
  • Token Rewards Per Second: The number of tokens distributed as rewards to the respective Incentive Staking Pool per second.
  • Token's Market Price: The current price (in USD) of the reward token.
  • Earning Duration: The number of days left until the respective Incentive Staking Pool expires.
If you have already staked your NFT Security
Est. Earning = Issue Price / Total Value Locked 2 * Token Rewards Per Second * Token's Market Price * Earning Duration
Total Value Locked 2: The total value (in USD) of all the NFT Securities currently being staked in a specific staking pool (including the face value of your staked NFT Security)
Total Value Locked 2 = Face value of your staked NFT Security + Total Value Locked 1

2 Ways to Get Your Principal Back before Maturity